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sepa_debit_overdue fired unconditionally for every overdue SEPA claim past the grace period, regardless of whether a reminder had already been sent for it -- so a Rücklastschrift-Mahnung created via the reminder mechanism made no difference to the housekeeper output. Check for an already-sent reminder whose own payment deadline hasn't expired yet first; if there is one, show a low-priority "Rücklastschriftklärung läuft" note instead, mirroring the non-SEPA "reminder_awaiting_deadline" fix. Once that deadline passes without resolution, the plain sepa_debit_overdue notice returns. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>