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feat: add staged reminder workflow
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@@ -74,4 +74,10 @@ allocations. Reminders are separate processes and only change the amount when
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they explicitly add a fee line item. Every change is also appended to the
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member's `events.jsonl` audit trail.
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Overdue claims are evaluated by the reminder rule. It creates housekeeper tasks
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for the next configured reminder level. Reminder drafts do not change a claim;
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only confirming actual dispatch starts the new payment deadline and adds an
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optional fee line item. A claim-level dunning hold suppresses automatic and
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manual reminder preparation until it is removed or expires.
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Do not place a real member store inside the source repository.
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